As a valued customer at the State Bank of Whittington, you are part of the Security Team in keeping your personal and banking information secure. Listed below are some suggestions and contact information that are helpful to maintain your Privacy and Security.
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Do not click on unknown links
NEVER click on any links you get from a text message, this is a easy way for scammer to get your information.
Security is Everyone's Responsibility
What can I do to protect myself?
What is Identity Theft?
Identity theft is the fraudulent acquisition and use of a person's private identifying information, usually for financial gain.
Identity theft can happen to anyone and can take many forms. Bad actors could open a credit card or utility account in someone else's name, or use that information to get a loan, a job. or medical care. They might even file taxes in someone else's name to get a refund.
Here's What You Can Do
Here are some leading practices to keep your identity safe:
- Protect your Social Security number
- Fight "phishing" - don't take the bait
- Use strong passwords and enable multi-factor authentication
- Exercise caution on social media sites
- Use security software on your PC and mobile devices
- Review your financial and other statements regularly
- Regularly inspect your credit report
- Stop pre-approved credit offers (www.optoutprescreen.com)
What to Do if You are Scammed
- If you feel an email contains a scam, don't respond. Block the sender.
- If it's a phone call - hang up!
- If you provide your personal information, contact your financial institution immediately.
- Verify then trust the source.
If You're a Victim
Immediately change any passwords you might have revealed. Consider reporting the attack to IC3.gov and the police, and file a report with the Federal Trade Commission
How Long Should I Keep Items
Keep 1 year - Bank statements, Pay stubs, Undisputed medical bills, Credit card and utility bills and deposited checks. If you can access this electronically, consider going paperless and shred paper copies.
Keep at least 3 years - Income tax returns, Tax-related documents, like canceled checks, receipts, W-2s and 1099s, Records related to selling a home. In some cases, the IRS recommends keeping tax documents longer than the 3 years. However, if you can access these electronically, consider shredding the paper copies.
Keep Forever - in a safe, fire-resistant package or vault.
Birth certificates and adoption records, Social Security cards, Valid passports and citizenship or residency papers, Marriage licenses and divorce decrees, Military records, Wills, living wills, powers of attorney, and retirement and pension plans, Death certificates of family members, and any Vital health records.
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