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Get ongoing, affordable financing for working capital, seasonal needs and more. And once you’re approved, there’s no need to re-apply.

Key Features

  • Competitive Rates
  • Revolving Credit
  • Flexible Terms
  • Local Decisions
  • Competitive rates to address a wide range of seasonal or ongoing needs:
    • Boost working capital
    • Expedite inventory purchases
    • Arrange for seasonal fluctuations
    • Capitalize on trade discounts
    • Smooth out purchase/collection cycles
    • And more
  • Flexible repayment terms, customized uniquely to your business
  • Additional monetary flexibility
    • Address business needs as they arise
    • Only pay interest on the part that's used
    • Revolving credit — more funds available as balance is paid down
  • Local, Southern Illinois decision-making and processing
  • Friendly, detailed attention from start to finish; ongoing business relationship maintained thereafter