Kasasa Cash

Make more money on your money — no side jobs necessary. Free Kasasa Cash checking rewards you with really high interest for simple things that make your life easier: like using your debit card and online services.

Plus, enjoy ATM fee refunds, nationwide! Even if you don't meet the qualifications, there are no penalties or monthly service fees. Ever. Kasasa Cash is always free and always looking out for you!

Kasasa Cash
Summary
  • 1.25% APY* on balances up to $7,500
  • 1.25% – 0.18% APY on balances over $7,500 depending on balance in account*
  • 0.03% APY* if qualifications aren't met
  • Nationwide ATM fee refunds up to $20 ($4.99 per single transaction)*
  • Can link to high-interest Kasasa Saver account
  • No minimum balance to earn rewards
  • No monthly service fee
  • Unlimited check writing
  • Free online banking & bill pay
  • Free eStatements
  • Free MasterCard® debit card
  • $100 minimum deposit to open

Qualifications

Qualifying for rewards is so easy, you're probably already doing it! It's as simple as doing the following each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled and log into online banking
  • Be enrolled and receive eStatement notice

If you don't meet the qualifications one month, don't worry. There is no penalty, and you still have a free checking account that earns our base interest rate. Plus, you can get back to earning big interest and nationwide ATM fee refunds the very next month.

**APY=Annual Percentage Yield. APYs accurate as of 08/05/2013. Rates may change after account is opened. Minimum to open is $100 for Kasasa Cash and $100 for Kasasa Saver. For Kasasa Cash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $20 ($4.99 per single transaction) and credited to account on the last day of monthly statement cycle; (2) balances up to $7,500 receive APY of 1.25%; and (3) balances over $7,500 earn 0.10% interest rate on the portion of the balance over $7,500, resulting in 1.25% - 0.18% APY depending on the balance. If qualifications are not met on Kasasa Cash all balances earn 0.03% APY. Qualifying transactions must post to and settle Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The advertised Kasasa Cash APY is based on compounding interest. Interest earned in Kasasa Cash is automatically transferred to Kasasa Saver each statement cycle and does not compound. Actual interest amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. Limit one account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.