Skip to content

Spend a little, get a little — this free account pays cash back on your debit card purchases.

Key Features

  • Cash Back on Debit Card Purchases
  • No Monthly Maintenance Fee
  • Refunds on ATM Withdrawal Fees*
  • Digital Banking

Do you currently have an account with State Bank of Whittington?

  • Free checking that pays you back
    • 2.00% cash back on debit card purchases*
    • No category restrictions on purchases
    • Cash back earned on up to $300 in purchases monthly
    • Earn up to $72 cash back per year, $6 per month
  • Refunds on ATM withdrawal fees, nationwide (up to $20 monthly)*
  • No minimum balance to earn rewards
  • No monthly maintenance fee
  • Free digital banking services
  • Add Kasasa Protect® for comprehensive fraud protection*
  • $100 minimum deposit to open

And it’s so easy to earn cash back.

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash Back account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases
  • Be enrolled in and agree to receive eStatements
  • Be enrolled in and log into online banking

But if you don’t meet these qualifications, don’t worry — your account is still free.

And you can get right back to earning your cash rewards the very next cycle that you qualify.

Do you currently have an account with State Bank of Whittington?

*Minimum to open is $100. When monthly qualifications are met, you receive 2.00% cash back on debit card purchases that post to and settle account during monthly qualification cycle up to a total cash back of $6 per monthly qualification cycle. Qualifying transactions must post to and settle account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Domestic ATM fees incurred during qualification cycle will be reimbursed up to $20 ($4.99 per single transaction) if qualifications are met within monthly qualification cycle. Limit one account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.