Personal Banking
Checking | Savings | CDs & IRAs | Consumer Loans

Savings Accounts

Passbook Savings Account

• This is an interest-bearing account. Your interest rate and annual percentage yield may change. We may change the interest rate on your account at any time at our discretion.
• Interest compounded quarterly and credited to your account each quarter.
  Minimum balance to open account – $100.00
  Minimum balance to avoid fees – $100.00
  A $3.00 service charge fee will be imposed every statement cycle if the balance in the account falls below this amount any day of the cycle.
• An excess withdrawal fee of $2.00 will be charged for each withdrawal in excess of three (3) during a month.
• An account closing fee of $10.00 will be charged if the account is closed within 90 days of opening.
• An inactive account fee of $5.00 will be charged each month if there are no deposits or withdrawals for one year.

Christmas Club Account