Personal Banking
Checking | Savings | CDs & IRAs | Consumer Loans

Checking Accounts

Regular Checking Account

• Minimum deposit to open account – $100.00
• Minimum balance to avoid fees – none
   

Now Account

• This is an interest-bearing account. Your interest rate and annual percentage yield may change. We may change the interest rate on your account at any time at our discretion.
• Interest compounded monthly and credited to your account each month.
• Minimum balance to open account – $1,500.00
• Minimum balance to avoid fees – $1,500.00
  A $15.00 service charge fee will be imposed every statement cycle if the balance in the account falls below this amount any day of the cycle.
• A per item service charge fee of $0.15 will be charged for each debit transaction (withdrawal, check paid, automatic transfer or payment out of this account) in excess of 15 during a statement cycle.

SUPER Now Account

• This is an interest-bearing account. Your interest rate and annual percentage yield may change. We may change the interest rate on your account at any time at our discretion.
• Interest compounded monthly and credited to your account each month.
• Minimum balance to open account – $2,500.00
• Minimum balance to avoid fees – $2,500.00
  A $15.00 service charge fee will be imposed every statement cycle if the balance in the account falls below this amount any day of the cycle.

Money Market Account

• This is an interest-bearing account. Your interest rate and annual percentage yield may change. We may change the interest rate on your account at any time at our discretion.
• We use the daily balance method to calculate interest on this account. This method applies a daily periodic rate to the principal in the account each day.
• Minimum balance to open account – $2,500.00
• Minimum balance to avoid fees – $2,500.00
  A $15.00 service charge fee will be imposed every statement cycle if the balance in the account falls below this amount any day of the cycle.
• Transfers from a Money Market account to another account or to third parties by preauthorized, automatic, or telephone transfer are limited to six (6) per statement cycle with no more than three (3) by check, draft, or similar order to third parties.
• A per item service charge fee of $25.00 will be charged for each debit transaction in excess of the above limitations.